There are some companies that offer discounts to help you reduce your automobile premium. We will go over your policy with you to make sure you are getting all discounts available to you. We also will make sure that you have the appropriate amount of coverage.

Please click HERE to visit some useful websites for your automobile.

Available Discounts*

Safe Driver
You can receive a discount by staying accident and ticket free. For more information, see Safe Driver Insurance Plan (SDIP) Information

AAA
If you are a AAA member, you are entitled to preferred pricing on your Massachusetts Automobile Policy through Commerce Insurance.

Multiple Cars
A 8% discount is available if an individual or married couple own two or more automobiles.

Annual Mileage
You could be eligible for a discount based on your estimated annual mileage:
- Between 0 - 5,000, you are eligible for a 12% discount
- Between 5,001-7,500, you are eligible for a 5% discount
- Between 7,501 - 10,000, you are eligible for a 3% discount
- Between 10,001 - 12, 500, you are eligible for a 1% discount

Drivers Education
A discount is available if an inexperienced driver listed on the automobile policy (not deferred) has completed an approved training course.

Age 65 and Over
A 25% discount is available if the principle driver is 65 years of age or older, there are no inexperienced operators, and the automobile is not customarily used in business.

Auto/Home
There are discounts available if you have your automobile(s) and home (or personal property) insured with the same Insurance Company.