Do you rent an apartment? Renters insurance provides coverage
for your personal belongings as your landlord is only
responsible for the dwelling/building.
Do you own a condominium? Condo insurance is different than
homeowner insurance. The structure is covered by the
condominium master policy, however, the master policy may not
provide for all of the coverage that is necessary.
With any of the above policies, condominium or renters, we
will be able to provide the endorsement, HO 0490 Personal
Property Replacement Cost. This valuable endorsement would
replace your contents without depreciation, in fact, getting
new for old.
Please click HERE to visit some useful
websites for your home.
Discount for having
smoke detectors in your home.
Discounts for Burglar and Fire
Alarms, Dead Bolt, and Automatic Sprinklers
If you are age 55 and
older and one of the named insured's is retired.
If you insure your auto and
home through Commerce Insurance, you can recieve 15% on your
Your homeowners policy does provide very BROAD contents
coverage in the event of a loss, BUT it does have LIMITATIONS
on certain items. You can schedule a valuable item onto your
homeowners policy for a minimal premium. By doing this, you
are ensuring the item is covered for all perils.
Common items that can be added as scheduled property:
ClickHEREfor information on preparing a Home
* Discounts offered subject to qualification and company
guidelines. The above discounts available for calendar year
GV&Y Insurance Agency, Inc. All rights reserved.
Last Updated 2014
Site created by Sarah E. Kudirka